THE INTERNATIONAL HEALTH INSURANCE FOR ALL EXPATRIATE
One Formula, All Inclusive
- Worldwide Insurance
- Health Insurance without excess
- Reimbursement on Real Cost
- Dental, Vision, Alternative Care Included
- Sports Included (Ski, Diving, …)
- Motor Driving Included
- Legal Assistance Included
- Repatriation Included
- Personal liability included
- Flexible : From 6 months
- Individual or Family Subscription
- Plateforme 24/24 7/7 35 languages
- Private Area for all your reimbursement, quotes,…
- Option Death and Permanent Disability
- All Nationalities Welcome
- No Distinction between your Private/Professional lives
- Large choice of Medical Center Partner
MEDICAL EXPENSES (UP TO 2 000 000 PER YEAR) | PRIVILEGE (USD/EUR) |
|
---|---|---|
DEDUCTIBLE OR CO-PAYMENT | NIL | |
HOSPITALIZATION AND OUTPATIENT SURGERY | 100% | |
HOSPITAL CASH BENEFIT | 50 / NIGHT | |
OUTPATIENT BENEFIT | PHYSICIAN AND SPECIALIST CONSULTATIONS, PRESCRIBED MEDICINES AND DRUGS, MEDICAL IMAGING, DIAGNOSTIC AND LABORATORY TESTS, PRESCRIBED MEDICAL AIDS AND SURGICAL APPLIANCES | 100% |
PREVENTIVE CARE AND EXAMINATIONS | 100% UP TO 1 500 / YEAR | |
COMPLEMENTARY / ALTERNATIVE MEDICINE | 100% UP TO 5 000 / YEAR |
|
LOCAL AMBULANCE BENEFIT | 100% |
|
PRIVATE NURSING BENEFIT | INPATIENT IN HOSPITAL OR NURSING HOME | 100% |
HOME NURSING BY A REGISTERED NURSE (UP TO 60 DAYS PER POLICY YEAR) | 100% |
|
PALLIATIVE CARE | 100% UP TO 5 000 |
|
LABOUR AND MATERNITY (DEFERMENT PERIOD : 10 MONTHS) | AFTER BIRTH COMPLICATIONS OF PREGNANCY | 100% UP TO 12 500 |
CONGENITAL CONDITIONS | 100% UP TO 100 000 |
|
CANCER TREATMENT BENEFIT 100% | 100% |
|
ORGAN TRANSPLANT BENEFIT | 100% UP TO 200 000 PER ILLNESS |
|
MENTAL AND BEHAVIORAL DISORDERS PER INSURED PERSON AND PER POLICY PERIOD | INPATIENT TREATMENT (AFTER 10 MONTHS WAITING PERIOD) PER INSURED PERSON / ONCE DURING POLICY PERIOD | 100% UP TO 100 000 |
OUTPATIENT TREATMENT (AFTER 18 MONTHS WAITING PERIOD) PER INSURED PERSON / ONCE DURING POLICY PERIOD | 100% UP TO 20 SESSIONS | |
AIDS/HIV BENEFIT | 100% | |
EMERGENCY DENTAL BENEFIT | ACCIDENTAL | 100% |
EMERGENCY VISION BENEFIT | ACCIDENTAL | 100% |
DENTAL AND CARE VISION | ||
DENTIST FEES & DENTAL CARE (PREVENTIVE AND SURGICAL TREATMENT), BONE GRAFTS, PAR ODONTOLOGY (INCLUDING GINGIVECTOMY) | 100% UP TO 2.500 | |
DENTAL PROSTHESIS | 100% OF CHARGES UP TO 600 PER TOOTH / PROSTHESIS, INCREASED BY 600 PER TOOTH/IMPLANT |
|
ORTHODONTIC TREATMENT (BEGUN BEFORE THE CHILD’S 16TH BIRTHDAY) | 100% OF CHARGES UP TO 2.000 PER PERSON PER CALENDAR YEAR (3 YEARS MAXIMUM DURING THE POLICY LIFETIME) |
|
THE AGGREGATE DENTAL BENEFIT IS LIMITED TO 3.000 | ||
VISION TREATMENT | 100% | |
LASER EYE SURGERY | 100% OF CHARGES UP TO 700 PER EYE AND ON SURGERY PER EYE WILL BE COVERED DURING THE POLICY LIFETIME |
|
OPTICAL DEVICES | 100% AND MAX. 500 PER PERSON PER CALENDAR YEAR |
|
ASSISTANCE | ||
MEDICAL ADVICE OVER THE PHONE | INCLUDED | |
SECOND OPINION BENEFITS | INCLUDED | |
COUNTRY GUIDES | INCLUDED | |
WORLDWIDE EMERGENCY ASSISTANCE | FULLY COVERED | |
THE ASSISTANCE COVERAGE IS EXTENDED WITH: - PROVISION OF A TICKET TO RETURN TO THE HOST COUNTRY OF THE INSURED PERSON, AFTER HIS RECOVERY - PROVIDING NOT BE COMBINED WITH THE DISPATCH OF A REPLACEMENT EMPLOYEE. THIS MEAN A MAX OF 2 TICKETS (1 RETURN FOR THE INSURED PERSON WHO HAS BEEN REPATRIATED AND 1 TICKET FOR REPLACEMENT EMPLOYEE) - PROVISION OF A RETURN TICKET TO THE INSURED OR A FAMILY MEMBER TO ATTEND THE FUNERAL OF A FAMILY MEMBER (FATHER - MOTHER OR CHILDREN OR BROTHERS - SISTERS) WHO DIED AT THE OUTSIDE THE COUNTRY OF HABITUAL RESIDENCE OF THE INSURED | ||
LEGAL ASSISTANCE (DEDUCTIBLE OF 10% WITH A MINIMUM OF 250) | UP TO MAX 15 000 |
|
BAIL BOND | UP TO MAX 50 000 | |
THIRD PARTY LIABILITY/TENANT’S LIABILITY | ||
BODILY INJURY | UP TO MAX. 3 049 000 EACH AND EVERY LOSS |
|
PROPERTY DAMAGE | UP TO MAX. 1 525 000 EACH AND EVERY LOSS |
|
FINANCIAL CONSEQUENTIAL DAMAGE | UP TO MAX. 305 000 EACH AND EVERY LOSS |
|
LOSS OF RENT/USE | EQUIVALENT OF ONE YEAR’S RENT |
Tailor made insurance also available on demand. Click here to ask a quote.
FORMULA | ZONE 4 Reserved for South East Asia (ASEAN) and Africa excluding Singapore, South Africa, Seychelles | ZONE 3 Worldwide excluding USA, Bahamas, Hong Kong, Jersey, United Kingdom, Singapore, Switzerland, Australia, Canada, Israel, Japan, Russia | ZONE 2 WORLDWIDE Excluding USA / CANADA | ZONE 1 WORLDWIDE |
|
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FORMULA PRIVILEGE INDIVIDUAL -Healthcare Plan -Assistance Repatriation -Personal & tenant's liabilities | USD 2,740 | USD 2,770 | USD 3,572 | 5,095 EUR USD 5,755 |
|
USD 2,740 | USD 4,255 | USD 5,492 | 7,785 EUR USD 8,820 |
||
USD 2,740 | USD 6,130 | USD 9,162 | 12,935 EUR USD 14,665 |
||
USD 2,740 | USD 9,695 | USD 11,610 | 16,360 EUR USD 18,565 |
||
FORMULA PRIVILEGE FAMILY Married or not with child(ren) or not | USD 2,645 | USD 2,622 | USD 3,020 | 4,460 EUR USD 5,270 |
|
USD 2,645 | USD 93,925 | USD 3,330 | 6,445 EUR USD 7,315 |
||
USD 2,645 | USD 5,485 | USD 6,310 | 8,715 EUR USD 9,900 |
||
USD 2,645 | USD 13,545 |
||||
CHILD (Up to 18 y/o) | USD 1,685 | USD 1,685 | USD 2,115 | USD 3,330 |
|
OPTION | |||||
Death and Permanent Disability after accident | |||||
FREQUENCY OF PAYMENT | |||||
Monthly | |||||
Quaterly | |||||
Half-Yearly | |||||
Yearly | |||||
Premium indicated are Tax included agreed with WCA regulations. |
Premiums and Conditions tailor made for companies. Contact us for details