THE INTERNATIONAL HEALTH INSURANCE FOR ALL EXPATRIATE
One Formula, All Inclusive
- Worldwide Insurance
- Health Insurance without excess
- Reimbursement on Real Cost
- Dental, Vision, Alternative Care Included
- Sports Included (Ski, Diving, …)
- Motor Driving Included
- Legal Assistance Included
- Repatriation Included
- Personal liability included
- Flexible : From 6 months
- Individual or Family Subscription
- Plateforme 24/24 7/7 35 languages
- Private Area for all your reimbursement, quotes,…
- Option Death and Permanent Disability
- All Nationalities Welcome
- No Distinction between your Private/Professional lives
- Large choice of Medical Center Partner
| MEDICAL EXPENSES (UP TO 2 000 000 PER YEAR) | PRIVILEGE (USD/EUR) |
|
|---|---|---|
| DEDUCTIBLE OR CO-PAYMENT | NIL | |
| HOSPITALIZATION AND OUTPATIENT SURGERY | 100% | |
| HOSPITAL CASH BENEFIT | 50 / NIGHT | |
| OUTPATIENT BENEFIT | PHYSICIAN AND SPECIALIST CONSULTATIONS, PRESCRIBED MEDICINES AND DRUGS, MEDICAL IMAGING, DIAGNOSTIC AND LABORATORY TESTS, PRESCRIBED MEDICAL AIDS AND SURGICAL APPLIANCES | 100% |
| PREVENTIVE CARE AND EXAMINATIONS | 100% UP TO 1 500 / YEAR | |
| COMPLEMENTARY / ALTERNATIVE MEDICINE | 100% UP TO 5 000 / YEAR |
|
| LOCAL AMBULANCE BENEFIT | 100% |
|
| PRIVATE NURSING BENEFIT | INPATIENT IN HOSPITAL OR NURSING HOME | 100% |
| HOME NURSING BY A REGISTERED NURSE (UP TO 60 DAYS PER POLICY YEAR) | 100% |
|
| PALLIATIVE CARE | 100% UP TO 5 000 |
|
| LABOUR AND MATERNITY (DEFERMENT PERIOD : 10 MONTHS) | AFTER BIRTH COMPLICATIONS OF PREGNANCY | 100% UP TO 12 500 |
| CONGENITAL CONDITIONS | 100% UP TO 100 000 |
|
| CANCER TREATMENT BENEFIT 100% | 100% |
|
| ORGAN TRANSPLANT BENEFIT | 100% UP TO 200 000 PER ILLNESS |
|
| MENTAL AND BEHAVIORAL DISORDERS PER INSURED PERSON AND PER POLICY PERIOD | INPATIENT TREATMENT (AFTER 10 MONTHS WAITING PERIOD) PER INSURED PERSON / ONCE DURING POLICY PERIOD | 100% UP TO 100 000 |
| OUTPATIENT TREATMENT (AFTER 18 MONTHS WAITING PERIOD) PER INSURED PERSON / ONCE DURING POLICY PERIOD | 100% UP TO 20 SESSIONS | |
| AIDS/HIV BENEFIT | 100% | |
| EMERGENCY DENTAL BENEFIT | ACCIDENTAL | 100% |
| EMERGENCY VISION BENEFIT | ACCIDENTAL | 100% |
| DENTAL AND CARE VISION | ||
| DENTIST FEES & DENTAL CARE (PREVENTIVE AND SURGICAL TREATMENT), BONE GRAFTS, PAR ODONTOLOGY (INCLUDING GINGIVECTOMY) | 100% UP TO 2.500 | |
| DENTAL PROSTHESIS | 100% OF CHARGES UP TO 600 PER TOOTH / PROSTHESIS, INCREASED BY 600 PER TOOTH/IMPLANT |
|
| ORTHODONTIC TREATMENT (BEGUN BEFORE THE CHILD’S 16TH BIRTHDAY) | 100% OF CHARGES UP TO 2.000 PER PERSON PER CALENDAR YEAR (3 YEARS MAXIMUM DURING THE POLICY LIFETIME) |
|
| THE AGGREGATE DENTAL BENEFIT IS LIMITED TO 3.000 | ||
| VISION TREATMENT | 100% | |
| LASER EYE SURGERY | 100% OF CHARGES UP TO 700 PER EYE AND ON SURGERY PER EYE WILL BE COVERED DURING THE POLICY LIFETIME |
|
| OPTICAL DEVICES | 100% AND MAX. 500 PER PERSON PER CALENDAR YEAR |
|
| ASSISTANCE | ||
| MEDICAL ADVICE OVER THE PHONE | INCLUDED | |
| SECOND OPINION BENEFITS | INCLUDED | |
| COUNTRY GUIDES | INCLUDED | |
| WORLDWIDE EMERGENCY ASSISTANCE | FULLY COVERED | |
| THE ASSISTANCE COVERAGE IS EXTENDED WITH: - PROVISION OF A TICKET TO RETURN TO THE HOST COUNTRY OF THE INSURED PERSON, AFTER HIS RECOVERY - PROVIDING NOT BE COMBINED WITH THE DISPATCH OF A REPLACEMENT EMPLOYEE. THIS MEAN A MAX OF 2 TICKETS (1 RETURN FOR THE INSURED PERSON WHO HAS BEEN REPATRIATED AND 1 TICKET FOR REPLACEMENT EMPLOYEE) - PROVISION OF A RETURN TICKET TO THE INSURED OR A FAMILY MEMBER TO ATTEND THE FUNERAL OF A FAMILY MEMBER (FATHER - MOTHER OR CHILDREN OR BROTHERS - SISTERS) WHO DIED AT THE OUTSIDE THE COUNTRY OF HABITUAL RESIDENCE OF THE INSURED | ||
| LEGAL ASSISTANCE (DEDUCTIBLE OF 10% WITH A MINIMUM OF 250) | UP TO MAX 15 000 |
|
| BAIL BOND | UP TO MAX 50 000 | |
| THIRD PARTY LIABILITY/TENANT’S LIABILITY | ||
| BODILY INJURY | UP TO MAX. 3 049 000 EACH AND EVERY LOSS |
|
| PROPERTY DAMAGE | UP TO MAX. 1 525 000 EACH AND EVERY LOSS |
|
| FINANCIAL CONSEQUENTIAL DAMAGE | UP TO MAX. 305 000 EACH AND EVERY LOSS |
|
| LOSS OF RENT/USE | EQUIVALENT OF ONE YEAR’S RENT | |
Tailor made insurance also available on demand. Click here to ask a quote.
| FORMULA | ZONE 4 Reserved for South East Asia (ASEAN) and Africa excluding Singapore, South Africa, Seychelles | ZONE 3 Worldwide excluding USA, Bahamas, Hong Kong, Jersey, United Kingdom, Singapore, Switzerland, Australia, Canada, Israel, Japan, Russia | ZONE 2 WORLDWIDE Excluding USA / CANADA | ZONE 1 WORLDWIDE |
|
|---|---|---|---|---|---|
| FORMULA PRIVILEGE INDIVIDUAL -Healthcare Plan -Assistance Repatriation -Personal & tenant's liabilities | USD 2,740 | USD 2,770 | USD 3,572 | 5,095 EUR USD 5,755 |
|
USD 2,740 | USD 4,255 | USD 5,492 | 7,785 EUR USD 8,820 |
||
USD 2,740 | USD 6,130 | USD 9,162 | 12,935 EUR USD 14,665 |
||
USD 2,740 | USD 9,695 | USD 11,610 | 16,360 EUR USD 18,565 |
||
| FORMULA PRIVILEGE FAMILY Married or not with child(ren) or not | USD 2,645 | USD 2,622 | USD 3,020 | 4,460 EUR USD 5,270 |
|
USD 2,645 | USD 93,925 | USD 3,330 | 6,445 EUR USD 7,315 |
||
USD 2,645 | USD 5,485 | USD 6,310 | 8,715 EUR USD 9,900 |
||
USD 2,645 | USD 13,545 |
||||
| CHILD (Up to 18 y/o) | USD 1,685 | USD 1,685 | USD 2,115 | USD 3,330 |
|
| OPTION | |||||
| Death and Permanent Disability after accident | |||||
| FREQUENCY OF PAYMENT | |||||
| Monthly | |||||
| Quaterly | |||||
| Half-Yearly | |||||
| Yearly | |||||
| Premium indicated are Tax included agreed with WCA regulations. | |||||
Premiums and Conditions tailor made for companies. Contact us for details